Planning tools

Understand the numbers before making the decision.

Use these calculators for an initial estimate, then confirm financing, tax and investment details with the appropriate licensed professional.

Seller net-proceeds estimator

Estimate cash remaining after commission, selling costs and mortgage repayment.

Estimate Canadian mortgage payments and common monthly housing costs.

Estimate payments, term interest, principal paid and the balance remaining.

Estimate a purchase range using common Canadian GDS, TDS and stress-test assumptions.

Estimate mortgage insurance, the insured balance and Ontario premium tax.

Estimate the federal first-time buyer rebate and eligible Ontario new-home relief from the project purchase price.

Estimate Ontario tax, Toronto municipal tax and eligible first-time buyer rebates.

Estimate net operating income and unlevered capitalization rate.

Compare gross and net rental yield using your own current rent and expense data.

Model monthly income, vacancy, expenses, mortgage payment and cash-on-cash return.